If you have more than one account with us and currently receive your monthly (or quarterly) statements in separate mailings, we're pleased to offer you a better alternative.

Our "Householding" service enables you to link together related accounts (such as individual, joint, trust, IRAs and custodial accounts on behalf of children) so that your statements are sent to you in one convenient mailing.

More Efficient Record Keeping
Enjoy these additional benefits of Householding:

• All (or some) of your related brokerage accounts may be linked to a main or "Master" account so that the statements are mailed in the same envelope/package
• 
  Accounts with different principal addresses may be linked, such as accounts of relatives for whom the "Master" accountholder is managing the portfolio or providing tax advice
• A "Householding" cover page displaying separate and combined assets in all the linked accounts is enclosed with monthly (or quarterly) statements for more concise record keeping
• Duplicate statement inserts or announcements that result in wasted paper is eliminated
  
  Enrolling is Easy
  You can participate in statement "Householding" by completing an "Authorization to Household Brokerage Accounts."
  
  Follow these simple steps to ensure that your authorization is processed accurately:

  
  1.Obtain a list of all of your related accounts; make certain you have the complete 10-digit brokerage account number for each account.
  

  2.Determine which of your related accounts will be designated the "Master" account. All of the accounts in your "household" will be linked to this account for statement mailing
  purposes.
  

  3.Make certain that each separate account owner signs the "Authorization to Household
  Brokerage Accounts."
  

  4.Mail the original document to your investment representative and keep a
  copy for your records.